Consumer Finance Lenders

Make more informed lending decisions and reduce risk with data you can trust

Instant Verifications Help Streamline the Loan Application Process

The Work Number®, part of the TotalVerify™ data hub from Equifax, helps provide a low friction verification process between credentialed verifiers and consumers to help keep life moving. 

Key Benefits of Verifications for Consumer Finance

The Work Number database provides 24/7 access and trusted data to help improve efficiency and decision making. Learn how lenders can build business with better visibility, expanded data, and easier processes.

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Better Overall Experience

Provide a better overall experience to those who have historically been excluded.
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Most Up-To-Date Information

Instantly see the most up-to-date information available, with records updated each pay cycle. 

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Broad Understanding

Get understanding of financial history with insight beyond a consumer’s stated income or credit score. 

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Make Fast, Informed Decisions

Address the changing demands of the industry and the consumers you serve. 



More than 77 million consumers have thin credit files or are credit invisibles – yet many of these consumers may have the income and employment status that make them qualified loan applicants.*


71% of American adults wish they had another way to prove themselves outside of the standard credit score.** 


Layering The Work Number database into credit decisioning could help move more than 7 million people into prime and super-prime categories.***


Leverage 584 million employment verifications from The Work Number to streamline your decisioning process. 

*Equifax Data Study, 2022,  **USIS D&A Study, 2021, ***Equifax internal study and analysis, 2020


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Ready to Get Started?

Learn more about leveraging The Work Number, part of the TotalVerify data hub, for your income and employment verification needs.