Make more informed lending decisions and reduce risk with data you can trust
The Work Number database provides 24/7 access and trusted data to help improve efficiency and decision making. Learn how lenders can build business with better visibility, expanded data, and easier processes.
Instantly see the most up-to-date information available, with records updated each pay cycle.
Get understanding of financial history with insight beyond a consumer’s stated income or credit score.
Address the changing demands of the industry and the consumers you serve.
More than 77 million consumers have thin credit files or are credit invisibles – yet many of these consumers may have the income and employment status that make them qualified loan applicants.*
71% of American adults wish they had another way to prove themselves outside of the standard credit score.**
Layering The Work Number database into credit decisioning could help move more than 7 million people into prime and super-prime categories.***
Leverage 584 million employment verifications from The Work Number to streamline your decisioning process.
*Equifax Data Study, 2022, **USIS D&A Study, 2021, ***Equifax internal study and analysis, 2020
Learn more about leveraging The Work Number, part of the TotalVerify data hub, for your income and employment verification needs.