The verification of assets (VOA) solution helps provide lenders with an extensive view of potential borrowers’ bank assets and investments to help streamline the completion of the underwriting process.
By reviewing Asset View data in conjunction with information available from Equifax credit reports and income and employment verifications, lenders gain a more complete view of a borrower’s financial capacity.
Asset View was designed to simplify the loan origination process to help lenders address the service demands of digital-native consumers.
Digital asset verification helps improve performance by providing up-to-date data on account balances before closing.
Help simplify the application process for your borrower by accessing bank transaction data digitally instead of manually by requesting and gathering hard documents.
Automates and streamlines the verification process by delivering results efficiently with minimal input.
The ability to update or add additional accounts makes changes quick and easy for both lenders and borrowers to help keep closing dates on track.
Asset View streamlines verifications for both lenders and borrowers making the mortgage process easy and efficient.
Access up-to-date consumer consented asset data from thousands of financial institutions.
Data provided through Asset View is governed by the Fair Credit Reporting Act. Such consumer report data may be used for home purchase and refinance applications for credit evaluations.
Easy to use for consumers and mobile ready.
Unlimited refresh on account balances for up to 60 days providing the most up-to-date data.
Bank, investment, 401k accounts and more may be available.
Automates and streamlines the verification process by delivering results efficiently with minimal input.*
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Experience a new asset verification service, part of the TotalVerify data hub from Equifax.